Jo's Blog

Jo's Blog




26:7:10

You and Your Bank

Well, it always has been, but even more so now as options are much less than before as brands consolidate and debt becomes increasingly scarce.
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10:3:10

Finance -What Finance?

The new economy, if it means anything, suggests that if traditional debt funding sources are available they are so, only in very economical amounts if indeed at all!
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14:7:09

Pitch Perfect

Positioning yourself with your prospective funders has always been important but never more so than now. Banks are, by and large, looking for reasons not to lend rather than in the good old days (possibly never to return) when ...
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27:4:09

Get Fit to be Funded

At sometime in the life of your business there will be the need to raise finance.  Hopefully for development but these days it may be for recovery purposes, either which way getting in front of the right people in the r...
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8:1:09

Surviving The Recession

This is the time to concentrate on profit, not try and be a prophet, but more than profit its cash! We have all heard the expression ‘sales are vanity, profit is sanity’ but the saying ends and cash is bl**dy essential.
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24:3:09

Future Perfect

Until quite recently it was the norm for a reasonable sized business to carry out at least an annual strategic planning activity. This process, which may typically have involved various brain storming days, focus group and a hu...
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9:8:08

Venturer or Vulture

The turbulent financial market that has recently descended upon us means that for those organisations looking for development or acquisition finance may find that the debt lines have dried up somewhat and equity dilution is the...
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1:8:08

Trading through a Recession

If you are reading this and you are in your 20’s or even early 30’s, you haven’t really lived through a recession. Those were the days when Bank rates rose 4 times in one day and reached over 15% and unless you are in your 40’s...
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11:11:08

Raising Finance

At sometime in the life of your business there will be the need to raise finance. Hopefully for development but it may be for recovery purposes, either which way getting in front of the right people in the right way is fairly f...
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29:11:08

Phantom Share Option Plan

Phantom share option plan
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18:1:09

Buy Better

Of course everyone wants a bargain even the super rich, in fact probably particularly the super rich. How do you think they got rich in the first place!! In our current economic climate, it’s almost certainly a buyers market – ...
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